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If you currently own a property in England, Scotland or Wales which is mortgaged, why not take advantage of our remortgage package.
Designed especially for personal customers wishing to refinance from another lender, our remortgage package provides a simple, cheap and fast solution to your refinancing needs.
By switching to a mortgage with us, you could benefit from:
- Competitive interest rates
- Multi-currency loan facilities
- Free currency switching option
- Free pre-approved financing
- No penalty for buy-to-let properties
- Maximum repayment term of up to 30 years or 70 years of age, whichever is the earlier - including interest only loans.
*Terms and conditions apply
For properties valued below GBP1million a flat fee of only GBP500 has been negotiated to cover legal and valuation costs, as well as indemnity search insurance. Additionally, you will only have to pay 1.0% arrangement fee along with other miscellaneous expenses including the land registration fee, chaps fee and any other non-standard disbursements.
For properties valued in excess of GBP1million a full valuation report is required - please refer to the valuation scale (UK) for full details. All valuation and legal fees will be payable by you.
You are required to use the solicitor specially appointed by the bank to handle the re-mortgage.
Talk to us now to find out more or click here for the terms & conditions
Please note exclusions:
- non – personal borrowing entities such as a company or trust
- complex legal cases
- owner's occupancy
- properties already mortgaged to Lloyds TSB branches in Asia
Whilst the above terms and conditions will also apply to loans which involve a change of title from single to married name, cases where a party will be added or removed to/from the title will be subject to an additional charge.
Additional costs may also be incurred with cases involving certain forms of third party guarantees
Important Notice:
*Please note that exit penalty charges and accompanying legal fees, among other factors, may be involved with existing lenders when refinancing.
These products and services are not targeted at, and are not available to, residents of jurisdictions where it is unlawful for Lloyds TSB to offer them.
If you are a resident of any European Union member country, please click here for important information. |
