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Our International Mortgage Service not only allows you to buy property abroad but we can also help with a range of refinance and equity release solutions.
If you switch to us you could save money on your mortgage repayments. If you are paying a high interest rate mortgage and are looking to save some money we have a refinance package to help.
If you are looking to release some of the funds tied up in your property, we also have an equity release option you could benefit from. The cash you release can be used for most purposes. Please refer to us for exact details.
Features & Benefits
By borrowing from us, you could benefit from:
- Refinancing of holiday homes, investment and buy-to-let properties in Great Britain, France, Spain, Portugal, New Zealand, Dubai, Hong Kong, Singapore, as well as selected locations in Australia, Canada and the USA.
Please note that we are unable to provide mortgages/refinance for property used as a primary residence, other than in Hong Kong or Singapore.
- Ability to switch the currency of your mortgage twice per year without charge ($150 per switch thereafter).
- You can release equity from your property for buying another property, renovating or decorating, etc
- No penalties for buy-to-let properties.
- Property in several locations can be refinanced into one manageable loan.
- No early repayment fee – no penalties for lump sum payments or early repayments.
- Up to 100% financing available (subject to credit status and additional security).
If you own a holiday home, investment or buy-to-let property in England, Scotland or Wales, we have a special remortgage package available for you.
Important Notice:
1. Please note that exit penalty charges and accompanying legal fees, among other factors, may be involved with your existing lender when refinancing.
2. For equity release, there may be early loan repayment penalties to consider as well as legal, valuation and other charges. In all cases, our usual credit approval procedures will apply.
3. We will not take a second charge over a property and so any existing loans from other lenders, secured against subject properties, must be refinanced with us, prior to securing an additional equity release facility.
4.For indication only. Please refer to the full IMS brochure and Terms and Conditions for details.
These products and services are not targeted at, and are not available to, residents of jurisdictions where it is unlawful for Lloyds TSB to offer them.
If you are a resident of any European Union member country, please click here for important information. |
